These PayLoadz, Inc. Terms of Service comprise a legal agreement between you and PayLoadz, Inc. (“PayLoadz, Inc.”) and governs your use of the PayLoadz, Inc. services. BY SUBSCRIBING TO AND/OR USING A PAYLOADZ SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE, AS MAY BE MODIFIED FROM TIME TO TIME BY PAYLOADZ IN ITS SOLE DISCRETION. If you do not agree to these Terms of Service do not subscribe to or use the PayLoadz services.

PayLoadz is comprised of Internet Web sites and Web pages operated by PayLoadz, Inc. and its affiliates and of various products and services which are provided by PayLoadz, Inc., its affiliates or third party service providers. These Web sites, Web pages, products and services will be collectively referred to in this Agreement as "PayLoadz" or the "PayLoadz System." "You" means You, Your company, Your employees, and anyone who has access to use Your PayLoadz; account. You must be at least eighteen (18) years of age to subscribe to and use any PayLoadz service or product.

Any rights not expressly granted herein are reserved by PayLoadz, Inc. In addition Your registration information and other information about You is subject to our Privacy Statement located at http://www.payloadz.com/privacy.aspx

If You do not have print capability or otherwise desire to obtain a hard copy of these Terms of Service, please visit the PayLoadz customer service Web site and send an email requesting a hard copy. You may also click on the link to "Terms of Service" or "Terms of Use" at the bottom of each page of the PayLoadz System for copy of these Terms of Service, which may be printed and saved through the printing and saving capability of your browser and printer.

The Terms of Service shall be governed by and interpreted in accordance with the laws of the State of Pennsylvania and the laws of United States of America applicable therein, without regard to principles of conflicts of laws. The parties irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of the city of Philadelphia in the State of Pennsylvania with respect to any dispute or claim arising out of or in connection with the Terms of Service. The United Nations Convention on Contracts for the International Sale of Goods will not apply to these Terms of Service and is hereby expressly excluded.

Some products and services available through or in connection with PayLoadz require that You purchase a subscription or otherwise pay a fee. You hereby authorize PayLoadz, Inc. to charge Your credit card in advance for all applicable fees incurred by You or on Your behalf in connection with Your use of the PayLoadz product or service that You have chosen to use. You are solely responsible for all charges, fees, duties, taxes, and assessments arising out of any use of Your PayLoadz account by you or anyone else using your account. PayLoadz, Inc. reserves the right to modify the fees charged for PayLoadz products and services from time to time, provided that such new fees shall not take effect earlier than thirty (30) days after PayLoadz, Inc. notifies You via email or otherwise of such modified fees. Amounts not paid by You to PayLoadz, Inc. when due shall bear interest at the lesser of (a) one and one-half percent (1.5%) per month, or (b) the maximum rate permitted by applicable law.

In the event that PayLoadz, Inc. terminates Your PayLoadz account or one or more of Your PayLoadz services for violation of these Terms of Service, You will not be entitled to the return of any fees paid with respect to any such terminated account service.

You acknowledge that if You cancel any subscriptions to a PayLoadz service that You may not be entitled to a refund of all or part of amounts already paid by You for such PayLoadz subscription. You agree that (a) subscription rates and other fees will be posted on the PayLoadz Web site and may be changed from time to time by PayLoadz, Inc. in its sole discretion and (b) the cancellation policy posted at the time you cancel your subscription shall govern the amount of the refund (if any) due to you.

PayLoadz, Inc. may change any of the PayLoadz services at any time from time to time without notice, including terminating the offering of any PayLoadz service altogether.

PayLoadz, Inc. may terminate Your account, Your access to PayLoadz or any of Your PayLoadz services (in whole or in part) at any time, with or without cause, and with or without notice. You may be barred from accessing any of Your PayLoadz services or from using the PayLoadz System or from receiving any products, services or benefits from PayLoadz, if PayLoadz, Inc. determines You have violated these Terms of Service, if You have failed to remit any applicable subscription or other fees when due, if any representation or warranty made by You is untrue in any respect or if PayLoadz, Inc. receives a court order or other legal action relating to Your account. In addition, if You violate any of these Terms of Service, You will forfeit all in-kind credits and any other amounts accruing to You (if any) in connection with the PayLoadz System and there will be no refund of any fees prepaid by You. If You subscribe to a PayLoadz service which is made up of two or more individual services and You violate the Terms of Service applicable to one of such individual services, (1) your use of the particular individual service will be terminated, but the remaining services may remain active as determined by Payloadz, Inc. in its sole discretion, and (2) there will be no refund (in whole or in part) of Your annual fee for the PayLoadz service terminated. You will be responsible for all fees incurred during Your subscription and payment of such fees shall be due immediately upon termination of Your subscription.

Links within the PayLoadz System may let You leave the PayLoadz System. You acknowledge that the linked sites are not under the control of PayLoadz, Inc. and that PayLoadz, Inc. is not responsible for the contents or operation of such linked sites or any link contained in such linked site, any changes or updates to such sites, or Web casting or any other form of transmission received from any linked site. PayLoadz, Inc. is providing these links to You only as a convenience, and the inclusion of any link does not imply endorsement by PayLoadz, Inc. of the linked site or any association with their operators.

PayLoadz, Inc. does not claim ownership of the materials You provide to PayLoadz, Inc. (including feedback and suggestions) or that which You post, upload, input or submit in connection with Your use of PayLoadz or any Web site ("Your Web Site") created by You or on Your behalf in connection with the use of PayLoadz (collectively "Submissions"). However, You grant PayLoadz, Inc. a royalty-free, fully paid up, worldwide license to use (including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, sublicense and reformat Your Submission) Your Submission only in connection with the operation and promotion of PayLoadz. You also grant PayLoadz, Inc. the right to publish Your name in connection with any such use. No compensation will be paid or due You with respect to PayLoadz, Inc.'s or its sublicense's use of the materials as licensed above. PayLoadz, Inc. is under no obligation to post or use any materials You may provide, and may remove such materials at any time in PayLoadz, Inc.'s sole discretion. By posting messages, uploading files (including graphics), inputting data, submitting any feedback or suggestions, or engaging in any other form of communication with or through the PayLoadz System, You represent and warrant that You own or otherwise control the rights necessary to do so and to grant PayLoadz, Inc. the license set forth above, and You will defend and indemnify PayLoadz, Inc. and its suppliers from any third party claim related to a breach of any of the foregoing representations or warranties.

You grant PayLoadz, Inc. permission to use screen shots of any Web page that contains a link to PayLoadz or PayLoadz HTML in PayLoadz promotional materials, and represent and warrant that You have sufficient authority to grant the foregoing rights.

Software (if any) that is made available to download from or otherwise use through the PayLoadz System, excluding software that may be made available by third parties via PayLoadz, ("Software") is the copyrighted work of PayLoadz, Inc. and/or its licensors, suppliers, or service providers. Your use of the Software is governed by these Terms of Service, and the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). To the extent that the License Agreement conflicts with these Terms of Service, the terms of the License Agreement shall govern Your use of the Software. You may not install or use any Software that is accompanied by or includes a License Agreement unless You first agree to the terms and conditions of the License Agreement. For any Software not accompanied by a license agreement, PayLoadz, Inc. hereby grants to You, the user, a personal, non-exclusive, non-transferable license to use the Software for viewing and otherwise using the particular PayLoadz service in accordance with the these Terms of Service and for no other purpose. In addition, You shall keep intact all and may not alter any copyright and other proprietary notices contained in such Software. Any reproduction or redistribution of the Software is expressly prohibited, and may result in severe civil and criminal penalties. Persons violating the foregoing, or who otherwise misappropriate any intellectual property or proprietary rights related to the Software may be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCING THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. YOU MAY NOT DECOMPILE, DISASSEMBLE, REVERSE ENGINEER OR OTHERWISE ATTEMPT TO DISCOVER ANY TRADE SECRET CONTAINED IN ANY SOFTWARE PROVIDED HEREUNDER. You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of the USA. You agree not to export or re-export the Software, directly or indirectly, to any countries that are subject to USA export restrictions. All software downloaded or otherwise obtained by the U.S. Government pursuant to solicitations issued on or after December 1, 1995 is provided with the commercial license rights and restrictions described elsewhere herein. All Software provided to the U.S. Government pursuant to solicitations issued prior to December 1, 1995 is provided with RESTRICTED RIGHTS as provided for in FAR, 48 CFR 52.227-14 (JUNE 1987) or DFAR, 48 CFR 252.227-7013 (OCT 1988), as applicable.

You agree to defend, indemnify and hold PayLoadz, Inc. and its suppliers harmless from and against any and all claims, losses, liability costs and expenses (including but not limited to attorneys' fees) arising from Your use of Payloadz, including, without limitation, Your violation of these Terms of Service, or any third-party's rights, (including, without limitation, infringement of any copyright, violation of any proprietary right and invasion of any privacy rights). These obligations will survive any termination of Your relationship with PayLoadz, Inc. or Your use of PayLoadz.

PayLoadz, Inc. reserves the right to deny in its sole discretion any user access to PayLoadz or any portion thereof without notice.

You are responsible for safeguarding the confidentiality of Your account information (including password(s) and user name(s) issued to You) and for any use or misuse of Your account or the PayLoadz System resulting from any third party using a password or user name issued to You. You agree to notify PayLoadz, Inc. immediately of any known or suspected unauthorized access to or use of Your account, Your password, the password of any individual user to whom You have issued a login ID or any other breach of security or misuse of the PayLoadz System known to or suspected by You. You may change Your password at any time by following instructions on the PayLoadz Web site.

You hereby authorize PayLoadz, Inc. to rely on any data, notice, instruction or request furnished by You to PayLoadz, Inc., or that PayLoadz, Inc. reasonably believes to have been furnished by You. You are solely responsible for maintaining the confidentiality of Your account information and monitoring usage of Your account. PayLoadz, Inc. is not responsible for fraud of participants or of other users of your account.

PayLoadz will only use your customer data in accordance with the Privacy Statement.

This Agreement shall be governed by, and construed in accordance with, the laws of the State of New York applicable to contracts made and to be performed wholly within such State, without reference to principles of conflicts of laws thereof. Each party hereby irrevocably and unconditionally accepts, and agrees to submit to, the exclusive jurisdiction of any state or federal court in the County and State of New York in respect of any dispute arising out of, based upon, or relating to, this Agreement. . THE PARTIES EXPRESSLY AGREE THAT THE UNIFORM COMPUTER INFORMATION TRANSACTIONS ACT OR ANY VERSION THEREOF ADOPTED BY ANY STATE IN ANY FORM (“UCITA”) SHALL NOT APPLY TO THIS AGREEMENT, INCLUDING ANY APPLICABLE PRODUCT ADDENDA. TO THE EXTENT THAT UCITA IS APPLICABLE, THE PARTIES AGREE TO OPT OUT OF THE APPLICABILITY OF UCITA PURSUANT TO THE OPT-OUT PROVISION(S) CONTAINED THEREIN. You agree that no joint venture, partnership, employment, or agency relationship exists between You and PayLoadz, Inc. as a result of these Terms or Service or use of PayLoadz.

If any part of these Terms of Service is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Service shall continue in effect. If moreover, any one or more of the provisions contained in this Agreement shall for any reason be held to be excessively broad as to duration, geographical scope, activity or subject, such provision shall be construed by limiting and reducing it, so as to be enforceable to the extent compatible with the applicable law as it shall then appear. No delay or omission on the part of either party to this Agreement in requiring performance by the other party hereunder, or in exercising any right hereunder, will operate as a waiver of any right or rights hereunder. Any and all representations and warranties, indemnification obligations, confidentiality requirements, intellectual property, applicable law, notice, and termination provisions, jurisdictional consents, and this Section shall survive the termination of the Agreement by either party for any reason.

Unless otherwise specified herein, these Terms of Service, and the Privacy Statement constitute the entire agreement between the user and PayLoadz, Inc. with respect to the PayLoadz System and they supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and PayLoadz, Inc. with respect to the PayLoadz System.

A printed version of these Terms of Service and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Service to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

PayLoadz, Inc. is not obligated to monitor the content on PayLoadz. PayLoadz, Inc. reserves the right to disclose any information, content, or materials as necessary to satisfy any applicable law, rule regulation, legal process, government request, in response to an allegation that Your material infringes the intellectual property rights of a third party or in any way violates any applicable law, rule regulation, or in accordance with PayLoadz, Inc.'s Privacy Statement. PayLoadz, Inc. reserves the right to edit, refuse to post or to remove any information, content, or materials, in whole or in part, from the PayLoadz Web sites, in PayLoadz, Inc's sole discretion, without notice at any time. Any rights not expressly granted herein are reserved by PayLoadz, Inc., including all legal and equitable remedies available to PayLoadz, Inc. or violation of any of these Terms of Service.

The PayLoadz System is offered to You on the condition that You accept these Terms of Service. You agree to familiarize Yourself with, and to regularly review, the Terms of Service, and other terms and guidelines found throughout the PayLoadz System and abide by them if You choose to use the sites, or accept the products, services or benefits, to which such terms apply. PayLoadz, Inc. reserves the right to change any of the Terms of Service at anytime without notice. If You continue to use the PayLoadz System after any such changes, Your continued use will constitute Your consent to such changes. PayLoadz, Inc. does not and will not assume any obligation to notify You of any changes to the Terms of Service.

All contents of the PayLoadz System are: Copyright (c) 2022 PayLoadz, Inc., and/or its suppliers

Publishers participating in the Reseller and Affiliate programs are required to adhere to the following policies. If you fail to comply with these policies, we may disable ad serving to your site and/or disable your account. While in many cases we prefer to work with publishers to achieve policy compliance, we reserve the right to disable any account at any time. If your account is disabled, you will not be eligible for further participation in the program.

Please note that we may change our policies at any time, and pursuant to our Terms and Conditions, it is your responsibility to keep up to date with and adhere to the policies posted here.

Clicks on ads must result from genuine user interest. Any method that artificially generates clicks or impressions on your ads is strictly prohibited. These prohibited methods include but are not limited to repeated manual clicks or impressions, using robots, automated click and impression generating tools, third-party services that generate clicks or impressions such as paid-to-click, paid-to-surf, autosurf, and click-exchange programs, or any deceptive software. Please note that clicking on your own ads for any reason is prohibited. Failure to comply with this policy may lead to your account being disabled.

CIn order to ensure a good experience for users and advertisers, publishers may not request that users click the ads on their sites or rely on deceptive implementation methods to obtain clicks. Publishers participating in the program:

- May not encourage users to click the ads by using phrases such as "click the ads," "support us," "visit these links," or other similar language
- May not direct user attention to the ads via arrows or other graphical gimmicks
- May not place misleading images alongside individual ads
- May not promote sites displaying ads through unsolicited mass emails or unwanted advertisements on third-party websites
- May not compensate users for viewing ads or performing searches, or promise compensation to a third party for such behavior
- May not place misleading labels above ad units - for instance, ads may be labeled "Sponsored Links" but not "Favorite Sites"

Sites showing PayLoadz ads may not contain pop-ups or pop-underthat interfere with site navigation, change user preferences, or initiate downloads. Any PayLoadz code must be pasted directly into webpages without modification. PayLoadz participants are not allowed to alter any portion of the code or change the behavior, targeting, or delivery of ads. For instance, clicks on PayLoadz ads may not result in a new browser window being launched. A site or third party cannot display our ads, search box, search results, or referral buttons as a result of the actions of any software application such as a toolbar. No PayLoadz code may be integrated into a software application. Webpages containing PayLoadz code may not be loaded by any software that can trigger pop-ups, redirect users to unwanted websites, modify browser settings, or otherwise interfere with site navigation. It is your responsibility to ensure that no ad network or affiliate uses such methods to direct traffic to pages that contain your PayLoadz code.

Referral offerings must be made without any obligation or requirement to end users. Publishers may not solicit email addresses from users in conjunction with PayLoadz referral units.

Publishers using online advertising to drive traffic to pages showing PayLoadz ads must comply with the spirit of PayLoadz's Landing Page Quality Guidelines. For instance, if you advertise for sites participating in the PayLoadz program, the advertising should not be deceptive to users.

PayLoadz and any of the associated marks are either a trademark or registered trademark of PayLoadz, Inc..

Pursuant to the Digital Millennium Copyright Act, 17 U.S.C. Sec. 512, PayLoadz has designated an agent to receive notices of claimed copyright infringement. If you believe in good faith that your work has been copied in a way that constitutes copyright infringement, your may provide PayLoadz's Copyright Agent the following information:

- A description of the copyrighted work that you claim has been infringed;
- A description of where the material that you claim is infringing is located on the Site;
- Your address, telephone number, and e-mail address;
- A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
- A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf; and
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest. United States law provides significant penalties for submitting such a statement falsely.
PayLoadz's Copyright Agent for Notice of claims of copyright infringement can be reached as follows:
Shannon Sofield
3 Richards Rdg
Newtown Square, PA 19073

Upon receipt of the written notification containing the information specified above:
(a) PayLoadz may remove or disable access to the material that is alleged to be infringing;
(b) PayLoadz may forward the written notification to such alleged infringer; and

(c) PayLoadz may take reasonable steps to promptly notify the alleged infringer that it has removed or disabled access to the material.

If the alleged infringer believes that a notice of copyright infringement has been wrongly filed against it and it would like to submit a counter-notification, it may file a Counter-Notification in Response to Claim of Copyright Infringement with PayLoadz's Copyright Agent.

To be effective, a Counter-Notification must be a written communication provided to PayLoadz's Copyright Agent for Notice that includes the following information: A physical or electronic signature of the alleged infringer;

Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;

A statement under penalty of perjury that the alleged infringer has a good faith belief that the material was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled; and The alleged infringer's name, address, and telephone number, and a statement that the alleged infringer consents to the jurisdiction of Federal District Court for the judicial district in which the address is located, or if the alleged infringer's address is outside of the United States, for any judicial district in which PayLoadz may be found, and that the alleged infringer will accept service of process from the person who provided notification or an agent of such person.

Upon receipt of a Counter-Notification containing the information specified above:

(a) PayLoadz may promptly provide you with a copy of the Counter-Notification;

(b) PayLoadz may inform you that it will replace the removed material or cease disabling access to it within ten (10) business days; and

(c) PayLoadz may replace the removed material or cease disabling access to the material within ten (10) to fourteen (14) business days following receipt of the Counter-Notification, provided PayLoadz's Copyright Agent for Notice has not received notice from you that an action has been filed seeking a court order to restrain Subscriber from engaging in infringing activity relating to the material on PayLoadz's network or system. You may want to seek the advice of independent legal counsel before filing a notification or counter-notification.